A double digit decline in home sales registered today is suggesting a turnaround in housing is still some time away.  The 11.5% decline brings sales to the lowest level since January 1991.  Initial jobless claims numbers released today are now running at a seven year high with durable goods down more than expected at 4.5%.  These stressors to the economy will most probably continue to put the brakes on domestic growth.  Some stability should appear soon for the markets once the scope of the government bailout is finalized.  Interest rates are currently stable to rising in a seesaw pattern due to money flow in and out of treasuries and the security markets.